What’s with all of the “Sodium” in soap?

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Nurifi Coconut oil skin remedy

I swear by coconut oil. I use it daily to swish my gums. I also like to apply it moderately to my skin after skin treatments.  

Coconut Oil is also great for removing make-up. make-remove. For a 1KG tub of Nurifi Natural Coconut Oil I paid £10.95. I initially purchased the product to treat my fungal nail infection. I now use for a lot of beauty treatments.

Marie Clare advertises a top eye make-up remover with a starter price of £19.95. You get 200ml. If you regularly wear eye make-up the quantity of this product will only last a week or two.
The Nurifi gel will last for more than three months. This is because you are not required to use a huge quantity of the product.

If like me you don’t wear a lot of eye make-up and purchase eye makeup remover every two months. That is a cost £119.97. If you wear a lot of eye make-up then you will pay even more for the manufactured product. nurifi coconut oil | eBay

Marie Clare also recommends a face make-up remover for various skin types from £4.50 to £18.50. Some reasonable recommendations. But the cost still adds up. For rely on really cheap manufactured products. Your skin would have to boardering on perfect.

Lightly dip some cotton into the oil. Apply it as you would with the manufactured products.

Natural remedies such as Coconut Oil, Aloe Vera Gel and many other kitchen cupboard items. Will show both improvements to your skin and bank account.

Manufactured products contain chemicals that will tell on the skin as we develop with age.

Coconut Oil will work on most skin types. But you must apply it in accordance with your type of skin.

I often paid at least £20 for eye make-up remover. I don’t wear a great deal of eye make-up and it usually lasted around two months. I am now saving more £120 per-year.

The plus side for coconut oil, 

  1. coconut oil is primarily composed of saturated fats.
  2. It is great for repairing your skin’s natural barrier and trapping in moisture.
  3. It naturally antimicrobial, so will kill off any surface bacteria you may have picked up during the day.
  4. Coconut oil for skin soothes rashes, speeds your skin’s healing process and combats flaking like a boss.
  5. Its also good for swishing your mouth after gum flossing.
  6. And if you’ve ever run out of your favourite skin highlighter, just dab it along your cheekbones for the healthiest glow you’ve ever seen.

 NOTE TO THE SELF! Consider its downside

  1. Do not slather yourself in coconut oil! WHY?
  2. coconut oil has one of the highest comedogenic ratings out there.
  3. This means the at coconut oil for skin may not actually be as good as you first thought.
  4. If overused it can clog up pours
  5. So, rub a tiny (less than half-teaspoon) amount between the palms of your hand
  6. Gently massage on to your face, neck and your upper body down to your legs until the oil dries up in your hands.
  7. If face feels oily use a damp hot face cloth and gently pat until your face feels less oily. 

Use it appropriately and note the difference in your skin. Please provide some feedback if you try this product out.


Learning to survive on a budget

Replace spend, spend, spend, with save, save, save!

Surviving on a budget for some is just second nature. But if like me you have found yourself in a position of a need to curb your spending obsession learning to budget is tough. I will discuss how I have learned to economise and still look and feel good.  I have learned new DIY skills in fashion design, cooking and baking, soap making and skin care.  These are all lucrative businesses for manufacturers. My first few weekly blogs will concentrate on budgeting with skin care. I will gradually move on to other ideas. 

If you are serious about budgeting. You will learn to economise and major changes to your finances will eventually be visible in your bank account. For me economising has become not only a hobby but liberating. It has opened me up to new ideas.  For example, DIY skin care and beauty treatments. The beauty industry is worth a staggering £265 billion. These companies are thriving on our obsession with ageing. Our worries provide these manufactures a solid investment and a life style we couldn’t even dream of. 

A plastic surgeon and good friend once informed me that anti-ageing can’t be halted. Mother Nature always wins. These so-called wonderful alternatives are simply one big money trap.  A get rich quick scheme for fancy surgeons and big companies. All cosmetic treatments and procedures are only short-term. They must be followed up and add to the cost. There are also other added costs post-surgery. For example, specialised face treatments. In the end people pay thousands. Its like treating grey hair. Treatment is temporary and the grey develops quicker. Surgery and other cosmetic treatments according to some people’s experience can also advance age signs. This also causes skin damage that in many cases cannot be reversed.  (http://www.dailymail.co.uk/femail/article-1043362/THE-NIP-TUCK-STITCH-UP–Could-cosmetic-surgery-actually-SPEED-UP-ageing-process.html)

The fact that such treatments are above my budget is a blessing in disguise. However, my renal treatment and medication was causing side effects. Some of these effects were visible on my face. I was having blotches and, acne as well as pimples. My skin was starting so sag too. I began researching the products I was purchasing. Many of the factory bought chemicals did not work with my medication. I needed something more natural. But after months of research I found no product to be free from the magnitude of chemicals.

In the end I decided to make my own. I had already made soap in the past. Homemade soap requires only one chemical, lye.  Lye is safe if used appropriately. Making my own skin care products was a necessity. But I made it into a hobby. Not only has it saved me a fortune on store products. But it has also saved my skin from the unhealthy chemicals in manufactured products.

However, whilst DIY soaps smoothed my skin. It did not prevent the daily smiles from small wrinkles around my forehead, eyes and mouth.

After further research. I found that manufactured products also included natural fruit and nuts, and veg, spices, herbs, foods, and oils. I realised that I had access to these ingredients in my kitchen, soap cupboard, garden. local markets and shops. 

I decided to have a go. Each week I try something different. Not only do I see the benefits on my skin. But I also see great benefits to my budget. Now its become addictive. I have spread my saving wand in other directions. Now I have replaced spend, spend, spend with save, save, save. I can also help you to do the same by following my weekly blog.

A Yogurt a Day is healthy in more than one way


One morning to my shock and horror I was out of my expensive face cream. The reality hit me. My new economising resolution had begun. I was now ready to begin trying out natural products for my skin to help save money. Of course, I was aware my skincare products were dwindling. I just remained in denial. Research and loads of YouTube videos such as, this link (https://www.youtube.com/watch?v=0xijAPXJv8w) convinced me it was the right thing to do. I had researched so many foods and natural herbs and oils.

I decided to begin with Yogurt. I enjoy my yogurt and honey in the morning after my hot cup of lemon water. Yogurt contains lactic acid, an alpha hydroxy acid, that dissolves dead skin cells. … When topically applied to the skin, a velvety yogurt face mask will help moisturize, fight acne, prevent premature agingrelieve sunburn, and reduce discoloration. Six months later I could never do without it. 

I apply plain full fat Greek Yogurt around my face, under my eyes and across my forehead. I quickly but gently massage it in and leave for ten minutes as I have breakfast. In the shower I wipe the yogurt of gently with a facecloth and lukewarm water. The first time I was flabbergasted with the instant feel of softness on my face and skin. I now cannot do without the yogurt in the morning. It leaves me feeling fresh and healthy every day.

Note that  yogurt does not get rid of wrinkles! It helps minimise them and builds the skin up to suppress further spreading of wrinkles.

According to a plastic surgeon friend. No amount of surgery or cosmetic treatment or fancy products halt ageing. Mother Nature shall not be prevented from doing her job. But natural products such as herbs, spices, vegetables, eggs and other foods help our skin to age gracefully.

I couldn’t believe the effects Yogurt also had on me financially. For example,

A 100ml pot of Greek Yogurt from our local store costs under £2. If you use it wisely you will get more than two weeks body moisturiser. If only using the yogurt for the face the pot will last you at least one month. If like me, you apply it twice per-month to areas of your body and you eat it also for breakfast. I suggest you purchases two pots. 

So, I purchased two pots of full fat Greek yogurt from my local supermarket for £1.80 each = £3.60. Four of these a month cost £7.20. Over the year £7.20 x 12 = £86.40.

Now let’s look at what I used to spend on a top brand face moisturiser.

Each month I purchased one 50ml jar of Clinique Custom Moisturiser for £68.00. £68 per-month x12 = £816.00. 

£816 per year to £86.40 is saving me £729.60 every year. In five years, I could add £3,648 to my ISA account. That money could also go towards a mortgage or a good holiday or the finance for a new car. 

I also had the added monthly expense of body lotion which was around £35.00. I replaced this with natural coconut oil. I will discuss this on another blog

Please read my blog and give me feedback. I have researched so many healthy money saving options and would love to share them with you.